فرص عمل بنك HSBC للخبرات
Manager, Wholesale Risk
Principal responsibilities
Assist in review and recommendation /
approval of CMB credit applications;
Assist in monitoring & overseeing CMB corporate loan portfolio;
Evaluate credit applications/reviews to comply with credit principles and the
group’s credit guidelines in a consistent manner;
Fully understands lending criteria and CBE guidance regarding management of
corporate portfolio, as well as CBE programs promoting growth of industrial
segment .
Undertake appropriate due diligence in reviewing all basic elements of CMB
credit proposals to make neutral and objective credit judgment, and
recommend/approve appropriate credit structures & decisions;
Review and comment on management information reports submitted by CMB team to
assist Head of CMB approvals and HoWMR to monitor the overall credit quality of
the portfolio;
Provide advice and support to CMB in respect of Bank’s policies and Credit
Standards;
Cooperate with other sections under Wholesale Credit Risk to improve credit
policies, strengthen risk identification and control, and enhance information
systems;
Carry out specific administrative functions within Wholesale Credit Risk so as
to streamline the work and ensure the best practices;
Accomplish ad hoc assignment assigned by management from time to time
Qualifications
University Graduate in
Business/Finance/Accounting
Over five years’ experience in credit risk management and credit control
functions in Banking Industry
Sound knowledge on economic environment, market conditions, business culture,
internal/external policies and banking products; as well as local legal and
regulatory requirements
Strong business sense & judgment in credit risk management to avoid taking in
assets which subsequently turn into problem accounts as well as missing
potential lucrative business opportunities;
Ability to maintain a consistently prudent credit culture and oversee the Bank’s
credit quality across the corporate loan book for managing both non-systematic
and systematic risks.
Proficiency in both English and Chinese
High standard of business ethics
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